Products & Services

Check Services

Whether you prefer paper or electronic transactions, Secur-Chex® check services are designed to fit your business, your way. With Secur-Chex, you can choose to process your checks electronically or use traditional paper transactions. Secur-Chex offers four check services all developed to fit your individual needs.

• Guaranteed Check Conversion - Enables you to electronically process checks with full confidence. The check is scanned through the imager or processed through a MICR reader and then converted to an electronic transaction. The transaction occurs electronically and funds are deposited into your account within 48 hours. Secur-Chex will guarantee payment if the check is returned for insufficient funds and will collect on the returned check so that you can continue with business.
• Check Conversion - Ideal if you wish to use electronic check conversion but have an established consumer base and feel guaranteeing checks is unnecessary.
• Check Guarantee - Allows you to accept checks risk free and process them in the traditional paper-based method.
• Check Verification - Informs you if the check writer has negative information on the authorization network.